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EMV stands for Europay, Mastercard, and Visa. It's a global standard for credit and debit cards that provides a secure method for processing transactions. Cards with EMV chips are much more secure than traditional magnetic stripe cards. The chip on the card generates a unique code for each transaction, making it difficult for thieves to use stolen card information. sda emv chip writer by paws link
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The code sent to the bank to verify a transaction.